You choose the time and place. 15,000 Welcome Points Offer Terms and Conditions. If you have questions about our new Westoba Collabria credit cards, please visit one of our. WFCU Credit Union has partnered with Collabria to provide our members with a new suite of credit card options. Will any pre-authorized or recurring transactions automatically transfer to my new Collabria Mastercard?Collabria Mastercard removing charges. The Envision Financial Mastercard is issued by Collabria Financial Services Inc. Select your Account, and within the top navigation select “Rewards. Points earned on any Collabria Travel Rewards Gold Card or Collabria Platinum Rewards Card other than your Card can’t be added to your Points account. Please have the billing and account information for the balances that. Falls are the leading cause of fatal and non-fatal injuries for older Americans. Based on our analysis, the Delta miles value is about 1. It's free to register as a Collabria Visa cardholder. 95 for an oil change, 269 Points would be awarded. 2. 5. 2 cents each. Platinum Business Mastercard®. Cardholder Service Collabria C/O Collabria Financial Services 110 9th Ave S. • One (1) Point for every $1 of Net Purchases charged to a Collabria Flex Card or Collabria Centra Gold Card. The cash equivalent is based upon the redemption of these points as a statement credit. Your Mastercard is conveniently accepted nearly everywhere in the world. Authorized Users do not have any rights against us in relation to the Program. 1 point / $1 spent on all other purchases 0. International Collect: 1. Central 1 and Collabria Financial announced that the National Credit Card Program (NCCP), a coalition of more than 180 credit unions across Canada, has signed an exclusive five-year agreement with Collabria Financial, cementing Collabria as their. To help during this transition, your previous card will remain active for 30 days. Collabria Financial Services Inc. Merchandise Points keyboard_arrow_left Back. Earn 60,000 bonus points after you spend $1,000 on purchases and pay the annual fee in full, both within the first 90 days. 3140 posts. Select the program, enter total points or miles, and the calculator will output the average cash value. This insurance is provided by American Bankers Insurance Company of Florida (hereinafter referred to as the “Insurer”) under Group Policy number CFS102017 (hereinafter referred to as the “Policy”) issued by the Insurer to Collabria Financial Services Inc. The base value of one reward point is equal to one cent (a penny per point). by mail: Collabria Financial Services Inc. A few quick things to remember: The minimum number of points you can redeem: 3,000 points ($30 value) The maximum number of points that can be redeemed within a statement cycle: 500,000 points ($5,000 value) Deal Addict. You’ve earned it. pursuant to a license from Visa. Points earn rate: The accelerated earn rate for the Scotiabank ® * Gold American Express ® Card is 4 points per $1 in purchases. How do you redeem Collabria points? You must have a complete set of the requisite Points at the time of your redemption request in order to be eligible. Transfers must be of $500 value or more: Duration: Jan 1 - Dec 31 Feb 1 - Dec 31: T&Cs : Generic: collabriacreditcards. ELIGIBILITY This offer is for card accounts funded with a greater than $100,000 credit line. , Suite # 450, Calgary, Alberta, T2P 0T1Important information about the Collabria Centra Visa* Gold Card The charges, fees, pricing and benefits described in these Terms and Conditions are valid as of March 1, 2020 unless otherwise noted, and are subject to change. Other Tools. Collabria Care offers care and emotional, social, and spiritual support for patients and their families in end-of-life scenarios. Let's Connect. Sort by. The minimum tick is one-quarter of an index point, or $12. ): 1-855-341-4643 Collabria Visa or Mastercard (International Collect): 1-647-252-9564JetBlue TrueBlue points have a value of 1. This means that 10,000 Hilton Honors points is roughly equal to $50 in value towards free night awards. 15,000. My company has a Collabra card through G&F. Points earned on any Collabria Cash Back Card other than your Card can’t be added to your Points account. Compare up to three cards side-by-side. com. 4 cents to 0. Cardholder Service Collabria C/O Collabria Financial Services 110 9th Ave S. Overtime Points! 5,000 Welcome Points. S. Collabria offers a pre-built portfolio of competitive consumer and business cards. See what employees say it's like to work at Collabria. 40% of Collabria employees would recommend working there to a friend based on Glassdoor reviews. RedFlagDeals Mobile App. Glassdoor gives you an inside look at what it's like to work at Collabria, including salaries, reviews, office photos, and more. 12 to which they wont send me a check and they said I had to open a account and use the points to the equal. 5 cents per point. Welcome Points: 5,000. Authorized Users do not have any rights against us in relation to the Program. ® The Collabria Mastercard is issued by Collabria Financial Services Inc. 8p per point. 4643 International Collect: 1. (“Collabria”) is an independent entity from your credit union with no ownership interest in the other. 9% BALANCE TRANSFERS FOR 6… Review fromStephen J. • Two (2) Points for every $1 of Net Purchases at gas stations and automated fuel dispensers charged to a Collabria Cash Back Card, subject to the conditions set out in Section 5 (Points Issuance). Eligibility for RewardsAfter you have activated your new Collabria Mastercard, the primary cardholder or Account Business Representative (ABR) can apply for a different credit limit by contacting Collabria Support at 1-855-341-4643—the number that appears on the back of your new Mastercard. Printing. Collabria - Products, Competitors, Financials, Employees, Headquarters LocationsCardholder Service Conexus Mastercard C/O Collabria Financial Services 110 9th Ave S. Hotel point values. Earn 3x points on other travel and dining & 1 point per $1 spent on all other purchases. Offer expires 09/30/2024. Collabria Suite 450, 110-9th Ave SW Calgary, Alberta T2P 0T1 Visa Payment Address Collabria CP 6417 SUCC Centre Ville. If you wish to share your feedback with us, please feel free to use the ‘tell us about your. There's also no reason to use a non-statement credit option (such as a gift card) because the redemption rate appears to be the same. First checked bag free for you and up to three travel companions, 50% discount on inflight purchases, 10% of your redeemed points back. Collabria offers a pre-built portfolio of competitive consumer and business cards. This offer is available from August 15, 2023 and expires on November 15, 2023. Find your next HVAC system today. Real-time fraud text alerts and a wide range of additional security layers provide protection and peace of mind. Membership Rewards points offer an easy range of 0. 2. 2. World Mastercard®. 855. 0 Points. Tick sizes and values are also different for CME Group’s Micro E-mini equity index futures. 788. • 1,000 bonus points if they apply for a Centra Gold card; • 2,000 bonus points if they apply for a Travel. 01. 9% balance transfer rate on as many balance transfers as your credit card limit allows for six months from the date of transfer. One (1) Point for every $1 of Net Purchases charged to a Collabria US Dollar Card, subject to the conditions set out in Section 5 (Points Issuance). Sort by. 5. Point Valuation for Retirement Benefits (2017) Reservist and Guardmembers Basic Military Pay Effective 1 January 2017 Highest Grade Held Over 20 years svc Over 22 years svc Over 24 years svc Over 26 years svc Over. Learn More. 4643. Any unused points as of October 1, 2023 will be transitioned to Collabria’s Flex Rewards platform. Hey guys, so my credit union has just changed Mastercard providers from CUETS to Collabria. Even the gift cards are valued properly ($100 GC = 10,000 points) All those points can be turned into. Follow the below-mentioned steps to avail this facility: Step 1: Go to Kotak Bank’s net banking page. This is exactly what you get when you choose the Synergy Credit Union Collabria credit card. It operates through collaboration based on cooperative principles with its clients and partners to deliver a broad range of Mastercard and Visa network branded. Not available on US Dollar cards. There are so many ways to spend your rewards points, get inspired. 855. 1 point is valued at $0. 01. Vision Collabria Visa® and Mastercard® credit cards. Integris Mastercard Our Integris Mastercard has many different card options, whether you are a frequent traveller, a senior, or someone looking for a great credit card, we’ve got the one for you. Points earned on any Collabria No Fee Cash Back Business Card other than your Card can’t be added to your Points account. 3 for career opportunities. 61 Broadway, 31st Floor New York, NY 10006 - USA US inquiries: +1 646 893-3042 Accounts receivable: +1 646 974 07722 points for every $1 spent on gas ($5K cap)† 1 point for every $1 spent on entertainment ($5K cap)† 0. 8 cent each. 12 to which they wont send me a check and they said I had to open a account and use the points to the equal. Hawaiian Airlines World Elite Mastercard. Cardholder Service Collabria C/O Collabria Financial Services 110 9th Ave S. Cardholder Service Collabria C/O Collabria Financial Services 110 9th Ave S. show the card to offer the best value based on their intended spend and lifestyle. *The Libro Visa credit card is issued by Collabria Financial Services Inc. Per TPG's valuation, that's worth $1,230 when you leverage transfer partners or $750 if you redeem through the Chase travel portal at 1. Business. Accessibility. The company is headquartered in Calgary, Alberta, Canada. Higher redemption values will either require a certain combination of Membership Rewards credit cards or research on which transfer partners offer the best bang for your. Cathay Pacific Asia Miles – 1 RBC point is worth 1 Asia Mile for a slightly lower 1. New customers who pay for their first annual McAfee Total Protection for Mastercard subscription using an eligible Canada-issued Mastercard credit card will receive a special introductory price on a 13-month subscription term. Points earned by a Joint Cardholder and/or Authorized Users are automatically added to the Primary Cardholder’s Points account. Here's our breakdown for Hilton Honors points value:Rewards are decent, however Collabria who runs the card is completely incompetent. 2To receive the promotional 3. With Collabria's FlexRewards, your card is not just a Mastercard, it's a tool that can help you meet your goals. Points earned on any Collabria FlexRate Card or Collabria Centra Gold Card other than your Card can’t be added to your Points account. Sign In FAQ. Collabria combines flexibility for financial institutions with the scale and expertise needed to deliver an increasingly complex product in a highly competitive market. Hilton Honors points have a value of 0. 3 points per $1 spent on dining (including eligible delivery services and takeout). Calculating the Value of Credit Card Points . Apply for a new Cash Back Visa Infinite card and you will receive 30,000 welcome points!. At Interior Savings all our branches have an in-house business expert who understands the local economy and the challenges you face. 252. 61 Broadway, 31st Floor New York, NY 10006 - USA US inquiries: +1 646 893-3042 Accounts receivable: +1 646 974 0772Sports and Leisure. Cardholder Service. 01, f or example: 10,000 points = $100 in value. Credit Cards & Transaction Processing · Canada · 54 Employees. #OrangeShirtDay. Your Collabria credit card allows you to consolidate other balances you may have onto one card. 3 cents per point. That's a value of 2. You may transfer a balance by calling Cardholder Service at 1. At another point, a prosecutor questioned him about the size of his Trump Tower penthouse, which the company had claimed was over 30,000sq ft but really took up just. Collabria MasterCard 2023 WELCOME POINTS OFFER Ready to get rewarded with a special welcome offer? This is an excellent opportunity to receive up to 15,000 Welcome Points (up to $150 in value!) when you sign up and make a first purchase with your credit card. A few days ago, I go to look up my Collabria balance on the specific. Lost or stolen Libro Visa* credit cards. 100 FlexRewards points = 1 dollar! Merchandise and Gift Cards: With thousands to choose from, there’s something here for you. • 200,000 points (~$1000) - For those who ordered a First Edition OR specifically ordered the shadow-black painted hard top. What is a Collabria card? Your Collabria credit card allows you to consolidate other balances you may have onto one card. After you have activated your new Collabria Mastercard, the primary cardholder or Account Business Representative (ABR) can apply for a different credit limit by contacting Collabria Support at 1-855-341-4643—the number that appears on the back of your new Mastercard. S. The “Earn 50% Bonus Reward Points” offer is available . 1. Banking. Credit Card Rewards Calculators. 9M over 9 rounds. Banking. 45 cents each, though it is possible to get higher or lower depending on the retailer. More than any other white label service or affiliate program, over 200 partners have turned to us because we uniquely offer a complete turn-key credit card program. Event occurs rain or shine. 3. Collabria Financial was established in 2015 to fulfill a significant need in the Canadian credit card market – a credit card issuer dedicated to serving mid-sized financial institutions and their customers. Jim Harbaugh spent the first three games of the season at home while serving a self-imposed suspension and Michigan cruised to 3-0 while four different assistants. CV Platinum – 11 CV Points. New to Credit: The Centra Gold is a terrific starter card for youth or anyone who may benefit from a lower interest rate while still earning points. View full Rewards Program Rules at collabriacreditcards. 1p per point – during a 100% bonus sale, you’ll pay 0. • In addition, between January 1st – December 31st, 2022, applicants will be awarded Welcome Points . Find out about the Interior Savings credit cards with low annual interest rates. 9% Balance Transfer promotion effective June 29th, 2023. 3. They charge a % fee on foreign transactions, which adds up for us because we pay for software subscriptions. MyCardInfo is Collabria’s online account management tool where you can access account information 24/7. 4 to 0. Next to Collabria Credit Cards, click the 3 dots. Cash Management. Monitor. as of April 1, 2015, and is applicable to all eligible Collabria Financial Services Inc. International Collect: 1-636-722-7111. Some CUs may have different integration (I know Meridian is more tightly integrated and makes data available on their online banking) so I can only speak to Steinbach and the normal Collabria system. Cash back applied as a credit on your statement OR deposit into your account. 1 point is valued at $0. ca) Students are eligible under the student program: - No minimum income or credit score required - Must provide proof of enrollment - Monthly debt cannot exceed $1500 per month (excluding student loans)Collabria Financial Services. 15,000 welcome bonus points worth $150: SCU Collabria World Mastercard: Someone who may not have an excellent credit score: Good/Very good: $120: $150 cash and 15,000 welcome bonus points: Welcome Points Offer 2022 Terms and Conditions - Collabria Credit Cards The base value of one reward point is equal to one cent (a penny a point). Business Services · <25 Employees. 4643 International Collect: 1. BCU Financial is a full service, member-owned financial institution serving the needs of the Ukrainian community in Ontario. A minimum of 10,000 points must be converted at a time. Welcome Points: Cash Equivalent: Consumer: Centra Gold Travel Rewards Gold: 5,000 points: $50: World Mastercard® Or Visa* Infinite : 15,000 points: $150: Business:. This math is made explicit when. That's why it's important if you're travelling to let Collabria know so you have easy. John worked in the auto industry for over 15 years, at General Motors. Welcome Points: 5,000. Redeem points towards your next family vacation, merchandise, or cash back onto your. Points. Collabria. $150. International: 1-647-252-9564. Your Points Account Statement you with Program information by mail or email. (855) 341-4643. You can do this through your credit card portal. The. To activate your card, call Collabria at 1. Earn cash rewards for everyday purchases. Platinum Business Mastercard®. Call 1. 1 cents per mile. "Annual Rewards" is calculated by combining our. Letting us know about a problem, concern or providing compliments helps us to learn. Other Tools. is a customer-centric credit card solutions provider to Canadian credit unions and financial institutions. Competitive Card Portfolio. $99. Points earned on any Collabria No Fee Cash Back Business Card other than your Card can’t be added to your Points account. Gift cards from 60+ top Canadian retailers. 9564 Collabria PO Box 82029 RPO Connaught Calgary, Alberta T2R 0X1 The Collabria Visa Card is issued by Collabria Financial Services Inc. Visa* Infinite Card. The simplest way to calculate the value of your credit card points is to divide the dollar value of the reward by the number of points required to redeem it. Account security Can I lock my card if I misplace it? Yes, if you misplace your card and are worried about someone else using it, you can easily lock your card or any of the cards of your additional cardholders instantly. CONNECTION We guide and strengthen relationships within families and connectionsConsumer. John Ogden , principal consultant of Collabria, has has extensive experience in leading cross-functional teams for strategy development, often in complex market and organizational situations. You can register for a MyCardInfo account for free as a Collabria cardholder. 3840. Points earned by a Joint Cardholder and/or Authorized Users are automatically added to the Primary Cardholder’s Points account. 1. 647. Collabria Care is a hospice care provider serving Napa, California and the surrounding area. 15,000. From the Account Summary page: 1. TPG values 80,500 points at $644, so you're better off using points in this example since the cash rates are much higher. 15,000. Collabria Suite 450, 110-9th Ave SW Calgary, Alberta T2P 0T1 Visa Payment Address Collabria CP 6417 SUCC Centre Ville Montréal, Quebec H3C 3L4 Mastercard Payment Address Collabria CP 6300 SUCC Centre Ville. W. Make a Payment . home Account Home keyboard_arrow_right history Order History keyboard_arrow_right security. Insurance. Additional card: $50. 69 cents in value per Aeroplan point for economy-class awards on Air. But due to our physical assessment, state-of-the-art equipment, exercise maintenance and expert physical and occupational therapy programs, our Collabria Day Program participants have a. Collabria is a management consultancy firm. The redemption offers were terrible value, just like these ones. 99% interest rate on purchasesReal-time fraud text alerts and a wide range of additional security layers provide protection and peace of mind. 2725. Eligible Consumer Cards: Cash Back. Receive up to 15,000 welcome points when you sign up for a new CUA credit card! Explore your options. Competitive Card Portfolio. 341. 50,000 Welcome Points for the primary account holder $50 acquisition incentive to the account manager or referrerThe bonus rewards points offers are structured as below: 2,500 points for premium reward cards (World, Infinite, Travel Rewards Gold, Centra Gold) 1,500 points for FlexRate and US Dollar cards. 9% annual interest rate for balance transfers, a minimum transfer amount of $500 is required and you can transfer as many balances as your credit card limit allows, as long as each transfer is $500 or more. Points 0–10k 10k–15k 15k–20k 20k–30k 30k+ keyboard_arrow_right. For example, if it takes 50,000 points to get a $650 airplane ticket, your points are worth about 1. pursuant to a license from Visa. Canada & US: 1-855-341-4643. But you won’t break the budget with high. I thought, no biggy, this makes sense. Mastercard and the. Presale is happening now!. W. Value for redemptions for merchandise, gifts, and other options may vary. The regular. : 1-855-341-4643. It keeps everything easy: a low annual fee, a low interest rate. Cardholder Service Collabria C/O Collabria Financial Services 110 9th Ave S. A few quick things to remember: The minimum number of points you can redeem: 3,000 points ($30 value) The maximum number of points that can be redeemed within a statement cycle: 500,000 points. From time to time, you may receive communications from Collabria regarding your credit card account. 252. Price: High to Low Price: Low to High Name: A-Z Name: Z-A Manufacturer: A-Z Manufacturer: Z-A keyboard_arrow_left. Glassdoor gives you an inside look at what it's like to work at Collabria Care, including salaries, reviews, office photos, and more. Check balances, make loan payments, transfer. I ended up canceling one of the 2% cards, despite the reward rate being so good. Connect your card for digital paymentCollabria Suite 450, 110-9th Ave SW Calgary, Alberta T2P 0T1 Visa Payment Address Collabria CP 6417 SUCC Centre Ville Montréal, Quebec H3C 3L4 Mastercard Payment Address Collabria CP 6300 SUCC Centre Ville. • Once the new eligible credit card has been approved, funded, and activated, a one time $75. Our expert advisors can help you choose the right card for your lifestyle. I got this response: Coast Capital is excited to bring Collabria-issued Coast Capital Mastercard® products to our members. Earning points: 3 points per dollar on dining at restaurants worldwide and takeout and delivery in the U. , Suite # 450, Calgary, Alberta, T2P 0T1Consumer. When you want it all. How to maximize your rewardsEnjoy peace of mind with emergency assistance anytime, anywhere. So how much are Avion points worth? Avion Elite points have a value of 1. 7 cents per mile. $1,100 / $2,200. We can also multiply the cash price ($1,784. Transfers must be of $500 value or more: Duration: Jan 1, 2022 - Dec 31, 2022: Feb 1, 2022 - Dec 31, 2022: T&Cs : Generic: collabriacreditcards. Overtime Points!Next the card earns 2 points per dollar (2% cash back) for select recurring Bills, digital streaming, and dining. $150. Collabria Cardholder Services team is available 24/7 at 1. If the box is not checked, the application will remain in the Approved Pending“ ” queue and Collabria Credit will not know that the application is ready for review. Credit Cards. Double uses 64 bits or 8 bytes of memory. With up to 4x reward points on everyday purchases, the Interior Savings Cash Back World Elite Mastercard® is our best Cash Back card yet! Apply by December 8, 2023, and receive 30,000 Welcome Bonus Points. W. W. This is the Collabria company profile. Whether you want cash back, travel benefits, merchandise or gift cards,. All comments on Collabria's provision of services and facilities to. Save money while paying down your monthly balance. Keep in mind that the airline points values are based on main cabin economy tickets and exclude premium cabin redemptions. Gift Cards and more!Cardholder Service Collabria C/O Collabria Financial Services 110 9th Ave S. 005, which means the value of the reward is $25 to $50. For example, I found one-way flights from Toronto to New York starting at 5,500 points plus CA$69 with the cash cost starting at $199. 82M. You’ll earn 3 points per $1 spent on grocery purchases1, 2 points per $1 spent on dining and entertainment purchases, and 1 point per $1 spent on all other purchases. Buy Rolling Stones: Hackney Diamonds '24 tickets at the Mercedes-Benz Stadium in Atlanta, GA for Jun 07, 2024 at Ticketmaster. , Suite # 450, Calgary, Alberta, T2P 0T1Cardholder Service Collabria C/O Collabria Financial Services 110 9th Ave S. 3066 upvotes. If you damage your phone or it's stolen, you may get reimbursed for up to $800 per claim (maximum two claims per year, $1,000 in yearly coverage, $50 deductible). The. * The Collabria Visa Card is issued by Collabria Financial Services Inc. Points Issuance Any unused points as of October 1, 2023 will be transitioned to Collabria’s Flex Rewards platform. Points. All vouchers must be applied on a minimum pre-tax order value of CAD $10. This is the Collabria company profile. home Account Home keyboard_arrow_right history Order History keyboard_arrow_right security Security and Profile keyboard_arrow_right. Please ensure the box shown below is checked. Ineligible to Redeem. 5 cents each. If you want to get more in-depth details on the value of rewards as well as. pursuant to a license from Visa. The Valley First Mastercard is issued by Collabria. This offer is available forSynergy Credit Union Collabria Credit Card Benefits Your card may be small enough to fit in your wallet, but it’s packed with big benefits — from offers and rewards that add to your enjoyment to security features that add protection. 20. 15,000 welcome points;. Collibra's latest funding round was a Unattributed VC for on January 12, 2022. Product Grids: The grid shows the pictorial representation of the benefits, fees and. As always, net worth of applicant can be used to boost the application. Points earned by a Joint Cardholder and/or Authorized Users are automatically added to the Primary Cardholder’s Points account. Flexible Point Program. Points can only be redeemed once they are credited to your Points account as described in Section 7 (Crediting your Points Account). Borrowing. Employees also rated Collabria 3. Collabria Cardholder Agreement apply to these terms and conditions. Online & Mobile Banking. How to Earn Collabria Rewards Points * To earn Collabria Rewards Points at the rate indicated for your card in any given applicable category, eligible purchases must be made at merchants assigned to one of the categories below. You can also view your Points balance at collabriacreditcards. We've partnered with Collabria to offer a number of Mastercard. 1 star. You can register for a MyCardInfo account for free as a Collabria cardholder. The value of each point is approximately $0. Yes. 498. International Collect: 1-647-252-9564. One (1) Point for every $1 of Net Purchases, except for purchases at gas stations and automated fuel dispensers charged to a Collabria Cash Back Card; andThe minimum number of points you can redeem: 3,000 points ($30 value) The maximum number of points that can be redeemed within a statement cycle: 500,000 points. Vision Collabria Visa® and Mastercard® credit cards. 5. Collabria Accounts must be kept in good standing order to maintain points and insurance coverages. S. 4643 International Collect: 1. Insurance. If you wish to redeem your BONUSDOLLAR points within the BONUSDOLLAR. ("Collabria") is an independent entity from your credit union with no ownership interest in the other. After all, we're ultimately comparing $1,676. 3 cents per point. S. $99. 252. With this gap in the market being identified, forward-thinking credit unions, including Desjardins, set forth to create Collabria. If you do not tell us, you agree that your Points account statement is correct, except for any amount we applied incorrectly which we may reverse at any time. October 2023 Value (cents/point) November 2023 Value (cents/point) Value of 50k / 100k Points. This is also worth $500 in cash back at the standard rate of 1. For simple use and savings, the Visa Classic Card is the choice for you. The program with the largest number of high-value partners receives a 100% weight on No. Collabria's latest funding round was a Acquired for on June 8, 2001. Points Issuance4 How much are Mastercard points worth? 5 Do my Mastercard points expire? 6 What are points on Mastercard? 7 What does sweep your rewards mean? 8 How do I check my Amazon rewards card balance? 9 How do I redeem my flex points? 10 How do I check my Collabria Mastercard balance? 11 How much is 50000 points worth? 12 How much is. Cash Back Card Centra Gold Card Travel Rewards Gold Card Visa Infinite*/ World Mastercard* US Dollar. Points earned by a Joint Cardholder and/or Authorized Users are automatically added to the Primary Cardholder’s Points account.